Case Analysis: American Coastal Insurance Company v. Ironwood

Date of Decision: October 27, 2021 Jurisdictional Level: Appellate CourtFull Citation: No. 2D20-3406 (Fla. Dist. Ct. App. Oct. 27, 2021), 2021 WL 4977416 Introduction Navigating insurance claims can often be challenging for condominium associations, particularly when disputes or delays arise. In American Coastal Insurance Company v. Ironwood, the court addressed an important issue related to the right to an […]
Community Association Law Spotlight: Lessons from American Coastal Insurance Co. v. Hanson’s Landing (2021)

Introduction Insurance disputes can be one of the most challenging aspects of managing a condominium association. The American Coastal Insurance Co. v. Hanson’s Landing (2021) case provides a clear lesson: all coverage disputes must be settled before any appraisal process begins. Understanding why is crucial for board members, property managers, and anyone involved in community association governance. Case Background […]
How Low Auto Insurance Limits Can Bankrupt Your Business

Imagine this: one severe accident involving a company vehicle, and your entire business could be at stake. It’s a scenario no business owner wants to face, yet it happens more often than you’d think. Here’s how low auto insurance limits can leave your business exposed to devastating financial consequences: 1. The Domino Effect of a […]
Understanding Florida Condominium Association Laws: Who’s Responsible for What?

Owning a condominium in Florida comes with unique responsibilities that differ from those of traditional homeownership. One of the most critical aspects of condominium living is understanding the division of responsibilities between the condominium association and the individual unit owners. Florida’s condominium laws, particularly under Florida Statute 718, provide clear guidelines on what each party is […]