Florida Payroll Shell Game: $1M Workers’ Comp Fraud Case

Florida’s CFO says a business owner hid payroll through money service businesses and avoided about $1.09 million in workers’ comp premium. Here is what Florida employers should learn about payroll reporting, audits, and stop-work penalties.
Citizens Commercial Clearinghouse: What Changes in 2027

Florida’s new SB 1028 sends most commercial Citizens applicants through admitted and surplus lines clearinghouses starting January 1, 2027. Here is the 15% price test, who it affects, and how to prepare at renewal.
Florida Wildfire Risk 2026: Commercial Property Guide

Florida’s worst drought in years drove a surge of wildfires in 2026, and the dry season is starting again. Here is what business owners should check in their commercial property and business interruption coverage before the next fire season.
Florida Workplace Assault Ruling: Workers’ Comp Impact

A July 2026 Florida Supreme Court ruling says a workplace shooting can be covered by workers’ compensation even when the attacker’s motive is unknown. Here is what Florida employers should check in their security, safety programs, and workers’ comp coverage.
Fake Ransomware Fixers: Florida Cyber Fraud Warning

A Miami cybersecurity firm owner is accused of secretly paying hackers about $8,200 and billing a victim $150,000. Here is what Florida businesses should learn about ransomware response, vendor vetting, and cyber insurance.
Hurricane Isaias: Florida Business Claim Checklist

Hurricane Isaias is bearing down on the Florida Panhandle with $72 billion in commercial property in the wind field. Here is what business owners should document, call, and avoid before and after a commercial property claim.