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Contractor fire insurance claim lessons for Florida builders
Florida Risk Stories

Contractor Fire Claim: Florida Liability Coverage Lessons

A Florida tree service is accused of causing a $2 million fire, and its insurer is asking a federal court to rule it has no duty to defend. Here is what contractors and property owners can learn about liability coverage disputes.

Hurricane business interruption insurance guide for Florida companies
Florida Risk Stories

Hurricane Business Interruption Claims: Florida Guide

Two years after Hurricane Milton, Florida business owners are still learning how business interruption claims really work. Here is what the Helene and Milton claims taught us about waiting periods, documentation, and policy wording.

Florida commercial property insurance rates dropping
Industry Trends

Florida Commercial Property Rates Drop 20-40%: Act Now

Florida commercial property insurance rates are falling as surplus lines capital floods back in. Here is what is driving the drop, what could reverse it, and how Florida business owners should use the window at renewal.

Florida 1% insurance policy fee ending October 1
Industry Trends

Florida’s 1% Insurance Fee Ends Oct 1: What It Means

Florida’s 1% emergency assessment on property insurance policies ends October 1, 2026, two years early. Here is what the FIGA assessment change means for commercial property owners and how to use the moment at renewal.

Surfside insurance gap lessons for Florida builders
Florida Risk Stories

Surfside’s Insurance Gap: Lessons for Florida Builders

Five years after the Champlain Towers South collapse, the Surfside site is stalled by a construction insurance gap. Here is what the $1 billion settlement and today’s underwriting mean for Florida developers, contractors, and associations.

Florida workers' compensation rates for 2027
Industry Trends

Florida Workers’ Comp Rates 2027: 10th Straight Cut?

NCCI is recommending a 7.4% average workers’ compensation rate decrease in Florida for January 1, 2027. Here is what the 10th straight cut means for your business and how to capture the savings at renewal.

Florida hurricane contractor fraud protection for business owners featured graphic
Florida Risk Stories

Florida Hurricane Contractor Fraud: Protect Your Business

Florida’s Attorney General is suing a restoration company accused of taking insurance money for hurricane repairs never completed. Here’s what business owners can learn and how to protect a property claim.

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