Florida Payroll Shell Game: $1M Workers’ Comp Fraud Case

Florida payroll shell game workers' compensation fraud explained for business owners

Florida’s CFO says a business owner hid payroll through money service businesses and avoided about $1.09 million in workers’ comp premium. Here is what Florida employers should learn about payroll reporting, audits, and stop-work penalties.

Florida Workplace Assault Ruling: Workers’ Comp Impact

Florida workplace safety ruling and what it means for employers' insurance

A July 2026 Florida Supreme Court ruling says a workplace shooting can be covered by workers’ compensation even when the attacker’s motive is unknown. Here is what Florida employers should check in their security, safety programs, and workers’ comp coverage.

Fake Ransomware Fixers: Florida Cyber Fraud Warning

Ransomware warning on an office desk computer, cyber insurance risk for Florida businesses

A Miami cybersecurity firm owner is accused of secretly paying hackers about $8,200 and billing a victim $150,000. Here is what Florida businesses should learn about ransomware response, vendor vetting, and cyber insurance.

Hurricane Isaias: Florida Business Claim Checklist

Hurricane Isaias Florida business insurance claim checklist

Hurricane Isaias is bearing down on the Florida Panhandle with $72 billion in commercial property in the wind field. Here is what business owners should document, call, and avoid before and after a commercial property claim.

Florida Trucking Nuclear Verdict: $411M vs. a $1M Policy

Florida trucking nuclear verdict and commercial auto liability exposure

A Florida jury awarded $411.7 million against a one-truck company that reportedly carried just $1 million in coverage. Here is what the case teaches Florida businesses about commercial auto limits, umbrella coverage, and nuclear verdict risk.

Contractor Fire Claim: Florida Liability Coverage Lessons

Contractor fire insurance claim lessons for Florida builders

A Florida tree service is accused of causing a $2 million fire, and its insurer is asking a federal court to rule it has no duty to defend. Here is what contractors and property owners can learn about liability coverage disputes.

Hurricane Business Interruption Claims: Florida Guide

Hurricane business interruption insurance guide for Florida companies

Two years after Hurricane Milton, Florida business owners are still learning how business interruption claims really work. Here is what the Helene and Milton claims taught us about waiting periods, documentation, and policy wording.

Surfside’s Insurance Gap: Lessons for Florida Builders

Surfside insurance gap lessons for Florida builders

Five years after the Champlain Towers South collapse, the Surfside site is stalled by a construction insurance gap. Here is what the $1 billion settlement and today’s underwriting mean for Florida developers, contractors, and associations.