OSHA Heat Rule 2026: Florida Employer Insurance Guide
There is still no enforceable federal OSHA heat standard and Florida bars local heat rules, but OSHA inspections are active. Here is what Florida employers should do now.
Florida $100M Workers’ Comp Fraud: Protect Your Business
Florida prosecutors say a $100 million workers’ comp fraud ring used shell construction companies and rented insurance certificates. Here is how Florida contractors can protect themselves.
Florida Condo SIRS Reserves: What Boards Must Know
Florida condo associations can no longer waive structural reserves, and milestone inspections are driving insurance and lending decisions. Here is how SIRS funding connects to your association’s insurance renewal.
Florida Trucking Nuclear Verdict: $411M vs. a $1M Policy
A Florida jury awarded $411.7 million against a one-truck company that reportedly carried just $1 million in coverage. Here is what the case teaches Florida businesses about commercial auto limits, umbrella coverage, and nuclear verdict risk.
Contractor Fire Claim: Florida Liability Coverage Lessons
A Florida tree service is accused of causing a $2 million fire, and its insurer is asking a federal court to rule it has no duty to defend. Here is what contractors and property owners can learn about liability coverage disputes.
Florida Punitive Damages Ruling: Is Your Business Exposed?
A June 2026 Florida Supreme Court decision makes punitive damages claims easier to bring early in a lawsuit. Here is what it means for Florida businesses, their umbrella limits, and settlement risk.
Hurricane Business Interruption Claims: Florida Guide
Two years after Hurricane Milton, Florida business owners are still learning how business interruption claims really work. Here is what the Helene and Milton claims taught us about waiting periods, documentation, and policy wording.
Florida Commercial Property Rates Drop 20-40%: Act Now
Florida commercial property insurance rates are falling as surplus lines capital floods back in. Here is what is driving the drop, what could reverse it, and how Florida business owners should use the window at renewal.
Cyber Insurance for Florida Businesses: 2026 Guide
Why Florida businesses need cyber insurance in 2026, what policies cover, what insurers require, and how to avoid a denied claim.
Florida’s 1% Insurance Fee Ends Oct 1: What It Means
Florida’s 1% emergency assessment on property insurance policies ends October 1, 2026, two years early. Here is what the FIGA assessment change means for commercial property owners and how to use the moment at renewal.